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in North Carolina between Jesse Helms and Harvey Gantt is not nearly as close as their first contest 6 years ago.

This evening, NPR News will begin to feed unedited campaign messages produced by the Clinton and Dole campaigns to make use of the free air time offered by a number of television and radio outlest. In today's segment, we'll air segments by both President Clinton and challenger Bob Dole.

Steven Smith of Minnesota Public radio reports on the challenges to creating viable businesses in Black communities. African Americans spend 400-billion dollars a year on consumer items, but Black leaders want a higher proportion of that to go to black-owned businesses.

Daniel talks with Film Director Spike Lee. Lee's new movie opened this week nationwide and it's about a group of Black men who travel by Bus to the Million Man March, which was held last year in Washington D.C. The characters in the film represent, what Lee says, are all aspects of the Black community. He says it's not what you would usually see in a Hollywood film. Also, the film was financed by donations from 15 Black men. Lee turned down money offers from big studios and when the film was done, he sold the film to Columbia for a profit.

The votes are being counted from the country's Bosnia's first elections which took place peacefully on Saturday.

Linda talks to Ann Reilly Dowd, Washington correspondent for Money Magazine, about the record high credit card delinquency reported today by the American Bankers Association. During the April-June quarter of this year, credit card payments overdue 30 days or longer rose to 3.66 percent of the total accounts, higher than it has ever been since the association began collecting data in 1974. During that same period, banks suffered $3.8 billion in losses on credit card and consumer loans, according to the Federal Deposit Insurance Corp.

Commentator Andrei Codrescu just finished reading Mary McCarthy's "Memories of a Catholic Girlhood" and he notes that she had a horrid childhood. He says that childhood today can still be bad, but parents now are much more indulgent...as he knows from firsthand experience.

Robert talks with Alan Dershowitz, a professor of law at Harvard University and a constitutional law expert. He was a member of O.J. Simpson's criminal defense team and is the author of Reasonable Doubt (Simon and Schuster, 1996). They discuss why the civil trial agains O.J. Simpson is not in violation of the Consitution's "double jeopardy" clause, and the nuances between asking for punitive damages and other kinds of civil penalties.

Linda talks to Tom Fielder, the political editor and a columnist at the Miami Herald, about the how the presidential race is shaping up in the electoral vote-rich state of Florida. Bill Clinton is campaigning in that state today. He's hoping to reach two key voting blocks in Florida...the elderly and Cuban Americans. The elderly, according to Fiedler, seem to be leaning toward support of President Clinton, who has a stronger voice for protecting medicare. With the Cubans, the President seems to be making headway...even though these voters are usually solid Republicans.

Linda talks with Karen Donelan, a senior research associate at the Harvard School of Public Health, and the lead author of a survey published today in the Journal of the American Medical Association, called "Whatever Happened to the Health Insurance Crisis in the United States? Voices From a National Survey." Donelon's survey found that one in four American adults had difficulty acquiring medical care in the last year.