The main issue that's been holding up the Kassebaum-Kennedy health insurance bill is medical savings accounts, which allow people to set up tax-free savings accounts for medical care. Republicans want MSAs in the bill and have settled on a plan...they are now in negotiations with the White House for approval. NPR's Joanne Silberner looks at why MSAs are such a contentious issue, whether they'll sink the health system or save it by making consumers more cost-conscious.
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