Climate change is changing the insurance industry. One analyst says it reminds him of the financial crisis more than a decade ago. If you have three 1 in 10,000 year events on consecutive days, there's something wrong with your models. How to account for increased numbers of severe weather events in property and casualty coverage. Plus, The Mayor of Normal says the upward trajectory of Coronavirus cases has made him eat his words. And what's next for state government and its budget now that there's no graduated income tax change.