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Very few insurers around the country are offering top-of-the-line platinum insurance plans. Policymakers predicted less expensive but more restrictive bronze and silver plans would prove more popular than high-end options, and it looks like insurance companies think so, too.

In the past, many psychotherapists ran their own little businesses. But changes in health care coverage mean that many must start accepting insurance and doing paperwork. That's leading some therapists to form group practices or join large medical groups — and may lead to better care for patients.

Maryland-based Evergreen Health Co-op is one of nearly two dozen nonprofit insurers created by the health act. They will be owned by the policyholders and are supposed to add competition and lower prices for coverage. they're supposed to add competition and lower prices for medical coverage. But they can't do either without customers.

President Obama says he's pretty frustrated with the messed-up computer system for insurance enrollment under the Affordable Care Act. If he gets it fixed by mid-November all will be well, analysts say. But further delay could mean real trouble.

Running a hospital that scores well on keeping more patients alive or providing extensive charity care doesn't translate into a compensation bump for top executives. Nonprofit hospitals have been under scrutiny for paying high salaries to chief executives while skimping on benefits for their communities.

A college student will be able to shop for health insurance on one of the exchanges planned to open for business in October. But depending on the family's financial circumstances, he may be better off staying on his parents' plan or looking into Medicaid.

Though the Obama administration says that the nation is entering a new era of lower health care spending, an analysis from the agency that oversees Medicare says probably not. Those economists say that health spending will escalate as the economy improves, as it has in past economic recoveries.

In October, online health insurance marketplaces, or exchanges, will open for business. As the start date nears, people's questions about the particulars of buying insurance on the exchanges are streaming in.

Almost anyone can buy a plan on the health insurance marketplace, sometimes called an exchange. But tax credits that reduce the premium are only available to people who don't have access to other coverage that meets the law's standards for affordability and adequacy.

When it comes to health insurance, will the Internal Revenue Service look at where a same-sex married couple lives or where they were married? The decision could affect their health insurance costs.